Archive

Will a Smart Thermostat Help You Save Money on Home Insurance? Many homeowners are adding smart thermostats to their property. This can be a good addition. It may reduce your home’s heating and cooling costs. Yet, thermostats like this do not always reduce home insurance costs. The details are in the way the thermostat functions. […]

If You Own a Car, But Don’t Drive – Do You Need Auto Insurance? Owning a vehicle is a big responsibility. Even if you never take it out onto the road, it tends to be a good decision to maintain proper auto insurance on it. This can help protect your investment. However, the laws on […]

Let Your Insurance Agent Know When a Home is Empty Why does your home insurance agent need to know if you have an ill loved one? Most often, they do not need this information. However, they do need to know if the home is vacant. A vacant home is a high risk to insurers. If […]

Will Business Insurance Cover Landscape Vandalism? Business insurance provides financial protection from losses you cannot control. This includes vandalism to your landscape in many cases. However, there are limitations to how much coverage you have as well as when this type of coverage applies. If you are unsure about any type of incident, contact your […]

Home Insurance and Windows – Why Maintaining Your Windows Is Essential Home insurance is one of the best tools to help you when accidents happen. But it does not always cover losses related to wear and tear. Your windows need routine care to minimize risks to them over time. And, sometimes, the water damage created […]

Does Auto Insurance Require a Deposit? Some insurance companies require drivers to make a deposit when purchasing auto insurance. Not all do this, though. It is important to discuss the need for a deposit with your insurer before agreeing to the terms. There are a few key things to remember about this policy and what […]

How to Handle Water Damage to a Car Water damage inside a vehicle can be devastating. When it occurs, it can become hard to remove. The seats may develop mold over time. The carpeting or leather may warp. It can also cause significant damage to the engine and electronics. In this situation, your first step […]

Will Your Unoccupied Home Have Coverage? An unoccupied home is one in which someone is not living at the moment. It is not uncommon for a home to be ready to live in but remain empty for a period of time. However, when this happens, the home insurance agent needs to know. This information becomes […]

Do You Need Contamination Insurance? Many businesses have products, supplies or even property elements prone to contamination. Whether you’re a retailer or a manufacturer, contamination is a serious expense. Before settling on business insurance, consider whether contamination insurance is right for you. The Hidden Costs of Contamination Contamination causes damage or loss of products. Therefore, […]

How Connected Homes Can Create Peace of Mind for You A connected home provides you with a link to some help when you need it. In many areas today, there are a variety of options for improving security at home. When choosing these, you gain some peace of mind. You know there is help available. […]