Home Insurance and Windows – Why Maintaining Your Windows Is Essential
Home insurance is one of the best tools to help you when accidents happen. But it does not always cover losses related to wear and tear. Your windows need routine care to minimize risks to them over time. And, sometimes, the water damage created by your windows can be significant. When this happens, you may not have home insurance to cover the costs. Here’s what can happen and what you need to do.
Many people do not think twice about their windows. They use them, clean them, and move on with their day. But, windows face a lot of moisture in most environments. They must lock out that moisture to keep your home dry.
A crack can limit this. A broken seal can create an area of moisture buildup. It does not take long for this to lead to problems. This includes water damage. The frame, insulation, the window itself, and the surrounding wall can be at risk.
In most cases, home insurance does not offer coverage for water damage caused by poorly-maintained windows. Now, if a fire occurred and exposed to area to moisture, this could be different. If a crack in the windows caused by an accident led to it, then it may offer coverage. However, it does not cover any damage related to poor maintenance and upkeep.
Protecting your home is a must. These tips can help you maintain your windows properly.
It may be easier to keep your windows in good condition. This helps eliminate the need to file a home insurance claim.