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Why Replacement Cost Coverage Is Best for Antiques As you choose your options for insuring valuables, consider both replacement cost and actual cash value coverage. Both options can offer some coverage to your belongings. However, the type of coverage matters significantly. When selecting home insurance to cover these items, you need to consider these details […]

Insurance After a Dog Bite Occurs You love your pet. You do all you can to keep your pet safe. But, dogs are animals. You cannot predict all instances of their behavior. When a dog bites a person, your home insurance may cover your losses. However, the insurer may also require the removal of the […]

How Does Your Home Insurance Policy Cover Break Ins? A break-in is a tragic, terrifying experience. Even if you are not home, it can make it very difficult for you to feel comfortable and safe. Your home insurance policy is there to help you with some or all of the financial loss. Let’s explore these […]

5 Factors That Can Cause Your Premium to Change A premium for auto insurance is the cost you pay for it. What you pay depends on a variety of factors. What are some of these? Sometimes, what you pay can change due to the actions you take. It is always essential to work closely with […]

What to Do If Your Auto Insurance Rates Are About to Go Up Paying more for the same type of auto insurance can seem frustrating. Yet, most people will see their car insurance rates increase from time to time. This is not something unexpected. Why does this happen? What can you do about it? Understanding […]

You Swerve to Avoid a Deer and Hit Someone Else: Who Is at Risk? Deer-related car accidents are not uncommon. In some areas, they are on the rise. Impacts with a deer can cause a significant amount of damage. They can also be life-threatening. If you swerve to avoid a deer, though, you are at […]

What Happens After a Car Accident and How Appraisers Work with You After a car accident, one of the first things you should do is call your auto insurance provider. Your agent is your go-to solution. They will work with you, the police, and the appraiser to ensure repairs happen quickly. Consider for yourself some […]

Does the Type of Exterior Wall Construction Impact Home Insurance Costs? What is your home made of? It may matter more than you think. The value of your home and the cost to build your home depends on the types of materials it features. This includes the exterior wall construction. When selecting a home insurance […]

Business Interruption Insurance Helps Keep Employees When You Can’t Open Operating a business well means having trained professionals to help you. You probably spend a lot of money hiring and training your team. When something happens, and your business cannot operate, you do not want to lose those individuals. If you have business insurance, you […]

Is Your Home a Fire Risk? How to Minimize It Is fire a risk at your home? Nearly every home has some level of risk when it comes to fire. However, every homeowner has the ability to reduce that risk. To do so, you need to know how to spot concerns. And, you should have […]