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Inside the Home Deliveries? This Could Raise Your Home Insurance Costs! Many homeowners experience theft of packages left outside their homes. Unfortunately, it can be hard to be home waiting for the delivery driver. And, with more people using e-commerce to buy even their everyday items, this type of theft is growing. Some delivery providers […]

Creating Achievable Business Goals Whether it’s a new year, new quarter or new month, business goals probably come to mind. Maybe you’re crushing them; maybe not. If you find yourself in the later group, here’s a way to help you make goals that you can achieve. Specific: Your goal needs to be specific. Don’t just […]

How to Avoid Hitting a Deer During Deer Season Hitting a deer is a costly and even life-threatening incident. It can happen to anyone. It can happen if you drive slowly or fast. Even in areas that are not full of woods, deer can be present. Preventing striking a deer with your car is critical. […]

Will Home Insurance Cover a Broken TV? A broken television can be a large loss for some homeowners. Many of today’s larger TVs cost hundreds of dollars or more. When an accident occurs and that TV hits the floor, you may be a bit worried about the loss. In some situations, your home insurance can […]

What Is Reputation Damage Coverage? The success of a business depends, in part, on its reputation. If the brand develops a poor reputation, obtaining new customers is difficult. Some instances can damage that reputation. When a crisis occurs, for example, reputation damage can be painful for the company. Reputation insurance minimizes this. Many business insurance […]

The Benefits of Having High Auto Insurance Deductibles Auto insurance costs differ from one person to the next. One of the reasons is often the deductible. This is the amount paid prior to the insurer funding the rest of the insurance claim. Choosing the right deductible amount is important. It impacts how much you’ll pay […]

Will Home Insurance Pay for Smoke Damage from a Fireplace Accident? Home insurance policies differ significantly from one another. In many situations, they will provide coverage for smoke damage. However, this depends on a variety of factors. The individual circumstances of the situation play the biggest role here. Homeowners need to take a closer look […]

The Impact of Climate Change on Business Insurance Some people think natural cycles cause climate change. Others argue that human action warmed the planet. The Insurance Information Institute (III) says the reasons may not matter to insurers. Business insurance companies care about managing risks. They need to predict future claims. The impact of climate change […]

Should You Keep Full Car Insurance Coverage? Do you still have an auto loan? Lenders almost always ask for full car insurance coverage. However, have you paid off your loan? You may think about dropping parts of your coverage like collision and comprehensive insurance. If you only keep liability coverage, you might reduce your auto […]

Does Business Insurance Cover Copyright Infringement? Every business has the right to protect their copyrights and trademarks. Sometimes, mistakes happen. If your company is facing a claim of infringement, you must take action. Let your business insurance agent know. In some cases, your liability insurance will help to cover the losses associated with these claims. […]