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Five Tips for Preventing Struck by Object Liability Claims If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. Many policyholders don’t give a […]

I Had an Accident in My Friend’s Car, Now What? Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why […]

How to Choose a Home Insurance Policy for a Vacation Home According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. Therefore, many investors choose to buy a […]

Can a Not-at-Fault Accident Make Your Insurance Rates Go Up If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it’s still possible to see a rate increase. The reason is that it […]

An Ounce of Prevention in Home Safety As the old saying goes, an ounce of prevention is worth a pound of cure, and nowhere is this more true than in basic home maintenance. Spending a little bit of time and effort caring for your home today may save you days of costly repairs tomorrow. Here […]

What Is Insurance to Value Ratio in Home Insurance? Buying enough home insurance is always the biggest decision homeowners have to make when investing in a policy. How much is enough? There are many different opinions on what the right balance of coverage is. One way to compare policies is to consider the insurance to […]

How Your Auto Insurance Coverage History Matters One of the things that can influence the availability and cost of auto insurance is your history of maintaining a policy. If you have car insurance on a consistent basis, chances are good you are a responsible driver. If your past isn’t so smooth, though, you could face […]

How to Estimate the Value of Your Business’s Structure for Insurance An investment in business insurance should provide ample protection for the structure. Though your coverage also includes your business’s inventory, furnishings and equipment, consider the value of the structure first. This figure is not easy to determine in some cases. Before you buy coverage, […]

Will Car Insurance Cover Rust Damage to Your Vehicle Rust can be very damaging to vehicles. It is not uncommon, even today with new technology built into vehicles. If you have a vehicle with rust damage, it’s best to have it repaired. Not doing so could mean the value of the car might drop. You […]

How to Secure Your Home for Safety Before Vacations Vacations are a time to unwind and not have to worry about what’s happening at home. Yet, this is likely your largest asset. You need to consider what you can do to reduce the risk of having to file a home insurance claim when you get […]