Archive

Is It Safe To Jump Start Someone’s Car? Jump starting a vehicle with a dead battery has long been a courtesy drivers give to each other. But advances in electronics in modern cars mean a lot more can go wrong in this exchange. And if it does, car insurance may not cover the resulting damage. What […]

How Business Insurance Can Protect Against Unexpected Losses Business insurance helps you cover expenses when your business experiences interruptions. Just as you wouldn’t open a business without fire and windstorm insurance, it’s important to protect your business operations themselves. Business insurance can cover your lost sales and expenses when unanticipated events cause your business to slow […]

Is Your Roof In Insurable Condition? When you buy home insurance, your home needs to be in an acceptable condition so that it’s not too risky for the insurance company. As one of the home’s most important structural components, your roof is a major factor in whether you can get home insurance and what your rates will be. […]

What Should You Do If You See Ants On Your Car? Seeing ants on your car can be surprising, but it’s usually not too much to worry about. They’re usually just stopping by for a visit, and they won’t cause any damage that would require you to file a car insurance claim. However, to be safe, you […]

Why Does Your Credit Score Affect Your Car Insurance Premiums? Depending on where you live, your credit score can have a huge impact on your car insurance premiums, or it may not count at all. Here’s why that is and what you can do about it. How Do Auto Insurance Rates Affect Your Car Insurance Premium? A low credit score can raise […]

What Can You Do When Your Home Insurance Claim Is Denied? If you’re looking to rent an office, you should also look into business insurance. Whether or not you expect to have clients come visit you, it’s still a good idea to protect yourself. And your landlord may require it anyway. Check Your Landlord’s Requirements Many […]

Why Isn’t Home Insurance Legally Mandated? For the most part, the only insurance most of us will ever be legally required to buy is going to be liability insurance for our cars. Everything else is generally going to be up to the individual’s discretion. You may be required to carry home insurance by your mortgage lender at first. But […]

What Is Collision Auto Insurance And What Does It Cover? Collision auto insurance pays to replace or repair a car involved in an accident. It covers damages received in a collision with another vehicle or an object, such as a tree or signpost.   Usually, if you finance or lease your vehicle, collision insurance is mandatory. If […]

How Can I Bring My Home Insurance Rates Down? The good news about trying to keep your home insurance costs down: The ball is really in your court. You have quite a few options available to you. And, for the most part, it really comes down to the choices you make —not the judgment made by your home insurance provider. […]

How Business Insurance Adjusts To Your Needs Thousands of cars are alike. Several homes in the same neighborhood are alike. But no two businesses are alike. Two franchise restaurants will be in different neighborhoods, but they might keep different hours and have different sizes of staff. So, there’s no one-size-fits-all solution to business insurance. If you’re […]