What You Can Learn from Recent Wildfires on Protecting Your Home

Thursday, February 15, 2018

What You Can Learn from Recent Wildfires on Protecting Your Home

Over the last 12 months, the United States has had numerous outbreaks of fires. These fires happen in any type of dry climate. Many of them create significant damage. They destroy entire communities.

Many homeowners do not realize there are steps they can take to minimize these risks. You cannot stop forest fires from occurring on a grand scale. And, you will always need home insurance to help you cover the losses from these types of events. However, there are steps you can take to protect your home.

Create a Defensible Space Around Your Home

At the heart of reducing the risk of wildfires is your ability to create a space around your home that slows down the wildfire’s access to it. It may even allow the fire to go all the way around the home, leaving it untouched. To do that, consider these steps.

Utilize Nonflammable Materials

The fact is, many wildfires will spread close to the home. To avoid the most extensive damage, utilize non-flammable materials or build your home with fire-resistant materials wherever possible. Many residents of fire-prone areas have convenient access to these materials.

It is also a good time to speak to your home insurance agent. Be sure that your insurance coverage is ample. Discuss any type of risks the agent sees on your property. He or she can offer advice on minimizing these types of risks. Be aggressive in defending your home. You may be able to watch the fire spread around it instead.